All Out of Tokens https://alloutoftokens.com/ Pratik Parashar on AI, finance, and what happens when the two collide. en parashar.pratik@gmail.com (Pratik Parashar) What It Can't Do: The Limits of the Variance Commentary Generator https://alloutoftokens.com/blog-variance-5.html https://alloutoftokens.com/blog-variance-5.html Fri, 07 Aug 2026 09:00:00 +0000 Finance × AI: In Practice The last post in the build log. Where the tool falls over, why most of it comes down to context the ledger never had, and why none of it worries me much. The Rebuild: From Three Tabs to Nine, And the One Thing That Surprised Me https://alloutoftokens.com/blog-variance-4.html https://alloutoftokens.com/blog-variance-4.html Fri, 15 May 2026 09:00:00 +0000 Finance × AI: In Practice The vfinal of the Variance Commentary Generator. Nine Excel tabs, a transaction trail, a P&L bridge, and the design choice that solved the hallucination problem in a way I didn't see coming. The First Build: It Worked, And That's the Problem https://alloutoftokens.com/blog-variance-3.html https://alloutoftokens.com/blog-variance-3.html Fri, 08 May 2026 09:00:00 +0000 Finance × AI: In Practice The v1 ran end-to-end. Three Excel tabs, AI-generated commentary, real numbers. So why did I throw it out and start again? The Architecture: What the Tool Needs to Do Before Writing a Line of Code https://alloutoftokens.com/blog-variance-2.html https://alloutoftokens.com/blog-variance-2.html Tue, 21 Apr 2026 09:00:00 +0000 Finance × AI: In Practice Before any Python, before any API calls: the input structure, output spec, and prompt decisions that will determine whether this tool actually works. Why Writing Variance Commentary Is Still a Manual Job in 2026 https://alloutoftokens.com/blog-variance-1.html https://alloutoftokens.com/blog-variance-1.html Tue, 21 Apr 2026 08:00:00 +0000 Finance × AI: In Practice Month-end closes. A spreadsheet with 40 line items. A blank text box where the commentary should go. In 2026, this is still mostly written by hand. From India to the Netherlands: The Move That Gave Me My Life Back https://alloutoftokens.com/blog-india-nl.html https://alloutoftokens.com/blog-india-nl.html Tue, 07 Apr 2026 09:00:00 +0000 Life & Work I moved from India to the Netherlands in October 2023. I didn't research the culture. I didn't have a plan. I had 75-hour weeks and enough of them. The Controller Role Is Being Redefined. Most Controllers Don't Know It Yet. https://alloutoftokens.com/blog-controller.html https://alloutoftokens.com/blog-controller.html Tue, 31 Mar 2026 09:00:00 +0000 Finance Transformation Controller upper-range salaries dropped 21% in a single year. The market is saying something loud. Most people in the role haven't heard it yet. Why I Pitched AI Agents to a Big-4 Partner (And What Happened Next) https://alloutoftokens.com/blog-ai-agents.html https://alloutoftokens.com/blog-ai-agents.html Tue, 24 Mar 2026 09:00:00 +0000 AI in Finance A 40-hour job done in 40 minutes. Here's what happened when I actually tried pitching AI agents inside a Big-4 firm.